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Will House extend unemployment benefits?

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Insurance Insider The House is taking up emergency legislation this week to help the millions of Americans who see no immediate end to their economic miseries. A bill offered by Rep. Jim McDermott, D-Wash., and expected to pass easily would provide 13 weeks of extended unemployment benefits for more than 300,000 jobless people who live in states with unemployment rates of at least 8.5 percent and who are scheduled to run out of benefits by the end of September. So far it’s for Alabama, Arizona, California, District of Columbia, Florida, Georgia, Illinois, Indiana, Kentucky, Massachusetts, Michigan, Miss...

InsuranceActs on September 22, 2009 0

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Health Insurance and Ways To Avoid Bankruptcy

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Health High medical bills can easily bring bankruptcy to you at any time. More than 60% of bankruptcies are filed due to medical bills and what is very surprising is that numbers of filing were done by people who actually had active health insurance. If you or someone you know are in or near this situation and thinking to file a bankruptcy, WAIT there are ways to avoid it: Look at Your Bill in Details: There are many medical billing errors; that is why whenever you get your bills make sure they are itemized and you did receive services and treatments that are stated on those...

InsuranceActs on August 25, 2009 0

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Be Smart About Your Auto Insurance

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Auto As we all know in most of the states it’s illegal to drive without liability auto insurance and penalties are only getting tougher and tougher. Due to hardship of our economy many people are canceling their insurance, because they are trying to cut expenses as much as possible. Do not risk canceling your coverage There are ways to lower your premium and save money: quote multiple insurance companies to find best rates consult with your agent to get all discounts that are applicable to you and other drivers on your policy increase deductible, but to amo...

InsuranceActs on August 21, 2009 0

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What are Nonprofit Health Insurance Cooperatives?

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Insurance Insider Appearing Sunday on CNN’s “State of the Union,” Sec. of Health and Human Services Kathleen Sebelius suggested that the Obama administration might be willing to consider nonprofit insurance cooperatives as an alternative to its controversial government-run public insurance plan. Nonprofit cooperatives are far from a new idea. In fact, you may already belong to one. According to the International Co-operative Alliance, a “...

InsuranceActs on August 20, 2009 0

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Insurance Coverage For Pets in Car Accidents

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Auto Pets ride in cars all the time, but what if they're injured in a car accident? Whose car insurance pays to treat their injuries? The answer depends on the cause of the accident. Riding in cars can be dangerous for pets (as well as distracting to the driver), especially because they ride without the benefit of seat belts. If someone crashes into you and causes injuries to you pet, you're entitled to make a "third-party claim" on their policy for your pet's medical bills. That's because their liability insurance must put you "back where you were" before the accident. If you are at-fault in an...

InsuranceActs on August 19, 2009 0

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Lower Auto Insurance Costs with Safe Driving Programs

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Auto Insurance companies give discounts to drivers that pass a qualified safety driving class. Driver education courses confirmed to be an effective method for dropping the number of accidents and injuries on the roads. Seniors or new drivers tend to benefit the most from these driving programs/courses. Seniors and teens usually experience a higher rate of accidents and because of that most insurance companies would offer them higher premiums. Statistics show that young drivers are likely to drive more careless and due to less experience cause more accidents. Also, more young people talk on t...

InsuranceActs on August 19, 2009 0

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Auto Insurance Shopping Just Got Effortless

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Auto Shopping for auto insurance got much easier with the available internet gears and excellent online sources. Online insurance shopping can now offer consumer fast and reliable source of getting quotes from many of insurance companies at the same time, which allows you to select the best price and coverage. Below are some points on how to use resources available to you online and find good insurance company, great coverage and the lowest premium: There are many affiliate websites, which connected to hundre...

InsuranceActs on August 18, 2009 0

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Life Insurance, Why Get it Today?

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Life There are number of insurance products, most of us one day will come into contact with all of them. The car you drive legally must have liability insurance. You need health insurance to visit doctors or in case of medical emergencies. Whenever you buy house it will need home insurance, to have protection in case of a fire, rubbery, etc. However, one type of insurance is not being noticed by people especially younger once. Life insurance is rarely in minds of young people; many think that life insurance is a topic their age group does not need to pay any attention to. But there are many pos...

InsuranceActs on August 11, 2009 0

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How Much Life Insurance Should You Have?

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Life If you are planning to get life insurance, most likely you ran into complications of how much insurance do you need and what do you want your life insurance to accomplish for you. To find out how much life insurance you need requires an individual solution. To better understand your needs you need to ask yourself questions below: Why Do You Need Life Insurance? Think about why you're considering life insurance. The most common reason for purchasing life insurance is to replace the income of a family member that others depend on. If you have additional debts or obligations, yo...

InsuranceActs on August 6, 2009 0

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Esurance-Quote, Save, Buy

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Best Insurance Esurance offers all kinds of insurance products: Home insurance, Auto insurance, Renters insurance, Health insurance, Life insurance and Motorcycle Insurance Benefits Esurance provides to customers: Can manage their policies online at their convenience Can call 24/7 customer service center with any question Customers are well informed; due to online Learning Center that provides answers to frequently asked questions, glossary terms, an interactive auto ins...

InsuranceActs on August 5, 2009 0

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American Community Introduces Its Own PPO Network in Ohio to Save Policyholders Money

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Insurance Insider LIVONIA, Mich., July 30, 2009 /PRNewswire via COMTEX/ -- American Community Mutual Insurance Company, a leading provider of Group and Individual health insurance, announced today that it has introduced its own proprietary medical provider network in Ohio. The American Community Provider Network will save policyholders an average of 5 percent on medical premiums. "American Community remains committed to ensuring that policyholders have the freedom and flexibility to choose the healthcare providers they want to see," said Eric Hales, Director of Network Development and Provider Relations. "By c...

InsuranceActs on July 30, 2009 0

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Do Not Put Your Finances At Risk

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Health Everyone needs to have health insurance, because outcomes of not having it can be much greater than monthly payments. Many people believe that they will always be healthy, but no one is protected from having an accident or getting sick. Whenever an accident or unexpected sickness happens if you do not have health insurance with proper coverage, medical bills and other related expenses can cause you to have credit problems or even bankruptcy. If you are getting health insurance you need to know what plan and coverage is right for you. There are many companies that offer online instant hel...

InsuranceActs on July 29, 2009 0

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New York Drivers Can Cut Auto Insurance Cost with Internet Course

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Insurance Insider New Yorkers can now save 10% on auto insurance just by taking an online driving course. New York joins 25 other states that offer the online program. Drivers who have points on their driver license can drop up to four points after completing the course. Before now the course was offered in a six-hour-long classroom session. Now, the course costs about $50, and the DMV is automatically notified of the results. However, drivers do have to contact their insurance companies directly to receive the auto insurance discount....

InsuranceActs on July 20, 2009 0

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House Approves Health Legislation

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Insurance Insider ByRobert Pear and David M. Herszenhorn WASHINGTON — The House Committee on Education and Labor approved legislation on Friday morning to remake the nation’s health care system by a vote of 26 to 22. Three Democrats crossed party lines and voted against the bill — Jason Altmire of Pennsylvania, Jared Polis of Colorado and Dina Titus of Nevada. The vote came eight hours after the House Ways and Means Committee approved the measure, 23 to 18, with three Democrats voting no. The dissident Democrats were Ron Kind of Wisconsin, Earl Pomeroy of ...

InsuranceActs on July 17, 2009 0

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Ways to Save on Auto Insurance

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Auto Shop Around – most of the insurance companies will have different rates, because they use different systems, discounts and ratings to calculate your premium. Pay in Full – Pay your premium in full, most of the insurance companies will give you discounts for paying right away. Buy Insurance From the Same Company – Insurance companies give 15%-20% discount if you buy multiple policies from them. Install Alarm System – By having an alarm system in you car, insurance company will give you small discount towards your final premium. Keep Yo...

InsuranceActs on July 13, 2009 0

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Save On Insurance For Young Drivers

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Auto Young drivers have very high insurance premiums, because they are statistically more likely to be involved in auto accidents. When parents add new drivers to their policy the rates significantly increase. There are types of auto insurance discounts that young drivers might be eligible to receive: Students Discount - Students who maintain a ‘B’ grade point average or better will qualify for reduced rates with many insurance companies. Check with you insurance provider to make sure discount is applied. Add Young Driver to an Existing Policy - Money can...

InsuranceActs on July 8, 2009 0

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Save Money On Your Health Insurance

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Health Below are tips on how to save money on your health insurance: Select Plan That Fits You When selecting a health plan; base your selection on your needs. Go over your average number of doctor visits per year and prescriptions. Compare what you would pay over a year for health services, based on that you can choose right plan with appropriate deductible and reasonable monthly premium. Benefit From Extras Many health plans offer valuable services and discounts to their members. Here are some examples that can be offered to you along with you ...

InsuranceActs on July 7, 2009 0

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Insurance Policies You Need To Have

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Insurance Insider Here are some types of insurance policies everyone needs to consider of getting: Auto Insurance Each state requires different minimum limits of auto insurance, but in many cases it’s not enough to take care of expenses that occur when accidents happened. It’s very important to have coverage higher than a minimum state requirement. Everyone needs to pay a little more for comprehensive and collision coverage, unless the car is very old and costs very little money. Homeowner's Insurance Homeowner’s insurance covers the house and everything in it...

InsuranceActs on July 6, 2009 0

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Save On Your Home Insurance

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Homeowners Insurance companies offer discounts for homes that have security system, sprinkler system, and deadbolt locks. Make sure to let you insurance agent know that you have those. When buying a house make sure it’s in a low-risk area. Some areas are at high risk for natural disasters and other areas have higher insurance costs because of the higher crimes. Estimate your insurance needs fr...

InsuranceActs on July 2, 2009 0

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Health Care Reform

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Insurance Insider By Elizabeth Cohen (CNN) -- Five years from now, there's an excellent chance you won't have the same health insurance you have (or don't have) right now. That's because members of Congress are gearing up to reform the U.S. health care system, and unlike in 1993 when then-first lady Hillary Clinton tried her hand at changing the medical system, this time the important players -- doctors, insurance companies, pharmaceutical manufacturers -- seem to be on board. You hea...

InsuranceActs on June 30, 2009 0

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