RECENT ARTICLE

How to Determine if You Need Umbrella Insurance

Post image for How to Determine if You Need Umbrella Insurance
Homeowners:  Step 1 Excess liability insurance coverage (aka, umbrella insurance) is usually acquired by individuals wishing to avert catastrophic financial risk. Typically, an umbrella policy is purchased over and above the liability limits on homeowners and or automobile coverage. As an example, assume that your homeowners policy had a $250,000 liability limit on injuries that occur on your property. Seems like quite a bit. But now assume that a neighbor gets electrocuted while helping you string Christmas lights... to that person's heirs, $250,000 isn't going to sound like very m...

Insurance Expert on November 18, 2009 0

Share |
ALL ARTICLES

Benefit Issues When Your Employer Goes Bankrupt

Post image for Benefit Issues When Your Employer Goes Bankrupt
Insurance Insider:  In any economy, good or bad, businesses of all sizes have the potential to fail. But what happens to insurance benefits you have through your employer when your workplace files for bankruptcy? If you're worried that your company might go belly-up, read on to find out how this will affect your benefits and what you can do to protect yourself. Employer-Based Insurance An employer-based insurance plan is an agreement between your employer and an insurance company. Workers can purch...

Insurance Expert on November 9, 2009 0

Share |
ALL ARTICLES

Is Your Insurance Company Going Belly Up?

Post image for Is Your Insurance Company Going Belly Up?
Insurance Insider:  Come rain, sleet, snow or bankruptcy, your insurance company needs to be able to cough up the cash to pay out your insurance claims when you need the money the most. If this doesn't happen, you won't have the money to pay your medical bills, to replace your car in case of an automobile accident, or to rebuild your home in the event of a natural disaster. Your insurance company's financial position needs to be on solid footing. To ensure that you'll get the money you need in an emergency - even if the company's financial position worsens - you need to do some research into your company'...

Insurance Expert on November 6, 2009 0

Share |
ALL ARTICLES