health plan

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Insurer’s diabetes wellness program

Health: Health insurance giant UnitedHealthcare is tackling the escalating crisis in out-of-control health costs with a new approach to preventive care for those at risk or suffering from diabetes. United’s diabetes health plan is designed to help employer-sponsored health plans control the rising costs of insuring diabetic and pre-diabetic employees and their families while improving their health. Three major companies – General Electric, Hewlett-Packard and Affinia Group – are now working with United on a diabetes health plan pilot project, and all three have either renewed or expanded thei...

Insurance Expert on November 25, 2009 0

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Can You Get Insurance While Pregnant?

Health: Women who are working and are pregnant have health insurance that is provided by their employer. If a woman is pregnant and does not have health insurance through her employer, she can get medical assistance through the government and discount programs. There is also a federal law called HIPAA that applies to women who are pregnant that prevents an employer from imposing a pre-existing condition, such as pregnancy, to deny health insurance coverage. Medicaid Medicaid is a program for low-income individuals and families (see Resources). It is federally funded but administer...

Insurance Expert on November 23, 2009 0

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Factors To Consider When Deciding Between HMO And PPO Health Care Plans

Health: Faced with ever-increasing medical costs, selecting the best health plan for you and your family requires informed decision-making on your part. There are two basic forms of employer sponsored health care plans: HMO & PPO. Both of them have distinct advantages and disadvantages that you must be aware of in order to be able to make the best decision possible. Families without a health plan receive far less preventative health care and very often, they are not diagnosed with a disease until it reaches later, less treatable stages. Compounding the problem, individuals without a health insu...

Insurance Expert on November 23, 2009 0

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How To Choose A Healthcare Plan

Health: Health insurers want to keep costs down, and you want to keep your health up. Sometimes these two agendas clash, and it can feel like your insurer doesn't have your best interests in mind. However, you can make the most of your health insurance by understanding the options available to you and choosing a plan that best suits your needs. We'll show you how. Alphabet Soup: HMOs, PPOs and More With so many varieties of health insurance out there, sorting through the acronyms, opti...

Insurance Expert on November 6, 2009 0

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